Musher's Adventures at the River
Musher is a Labrador and as a worthy representative of her breed, she can't help but throw herself into the slightest puddle. Also, summer and winter, it dives into lakes, the sea or rivers. I know her by heart my loulou so I always have a towel with me to be able to dry her so that she doesn't catch cold in winter.
When I go on vacation with my dog, I always prefer a place where I know we can swim. Like her, as soon as the temperatures warm up, I can't resist the call to swim! and even more since we paddle together.
When the holidays turn into a nightmare...
Last summer, I had spotted a magnificent place in the Hérault gorges. After a few minutes of walking, we were alone on a small shaded beach. Heaven!
I put on my flip flops and bathing suit and joined Musher in the water. She hadn't expected me, the rascal… After a few Frisbee throws, she got out of the water and there, the tragedy! I hear her squealing and I see blood everywhere… Panicking, I swim and run to join her.
She had stepped on a broken bottle. I hadn't seen it when I put my towel down, but a little further on, in the tall grass, there were dozens of broken pieces of glass on the ground.
Musher nicked one of her pads badly. Luckily I had my first aid kit with me. I rinsed the wound with clean water and put a bandage on the wound to prevent it from bleeding too much and licking the wound. Then I put her on my back (taught her how to do it) and carried her to the car. No need to describe my state of anxiety to you… I rushed to the nearest veterinarian. As a result, she was entitled to a staple. She was very brave at the vet while I was fainting…
At the time Musher was not insured… The bill at the vet was steep. Especially since he prescribed anti-inflammatories to soothe the pain.
The rest of the vacation was a bit ruined: Musher was on forced rest and our budget had taken quite a hit. No more little pleasures like ice cream, scrunchies, the little beach dress, the banana-split,...
How could I have avoided the saber cut in my vacation budget? I discovered THE good deal a few weeks ago: the SOS accident guarantee from WILMO, the Animal Health Insurance brand from Cabinet WILHELM.
I am happy to present this find to you. This is a temporary FREE guarantee with no set-up time and no deductible which covers your dog's medical expenses for one month in the event of an accident. Above all, it is non-binding: you will not be obliged to subscribe to another insurance product and you will not have to take any termination steps at the end of the trial month.
This is the first time that an insurance firm has offered a tailor-made offer for teachers and what is more, free of charge. It allows you to try without constraint. Go for it!
If you go abroad on vacation (Europe zone), your dog will also be covered by this guarantee. I do not know the rates charged by veterinarians in Spain, Italy, Germany… This guarantee will save you a lot of hassle.
A small clarification all the same: the SOS accident guarantee is not a magic potion that would make your dog invincible!!! Always keep an eye on him to ensure his safety… On vacation, accidents happen quickly unfortunately because we tend to relax our vigilance; which is normal...
This guarantee is valid for dogs between 3 months and 5 years old. Category dogs are also insurable. To benefit from it, your dog must be identified via a tattoo or an electronic chip and have an up-to-date vaccination record. What a classic in short!
And since a disaster never comes alone...
Definitely, these holidays were unforgettable… We had chosen a magnificent area, ideal for doing activities with our dog such as cani-rando and cani-paddle. Musher having a KO paw, we had to improvise and give up activities with her because the vet had prescribed rest to ensure proper healing.
Musher was really unlucky during these holidays because she came home with an ear infection… As soon as we got back, I immediately made an appointment with my veterinarian to treat this nasty condition. These holidays cost us dearly in veterinary fees…
Ear infections are not covered by the temporary SOS accident guarantee: it is not an accident but an illness. Wilhelm, an insurance broker for more than 10 years, has created a range of health insurance dedicated to animals: WILMO.
It is an insurance without any deductible which reimburses accidents and illness (Musher's ear infections for example).
I'm telling you about it because it's very easy to understand. I dissected a few contracts to find the right one for Musher… There are often dozens of small lines with exclusions, specific cases,… It's never easy to find your way around.
What I liked about this insurance? They have published a 6-page guide that explains in an accessible and simple way what dog insurance is, what it covers and how it works. And their formulas are rather simple: according to the veterinarian's invoice, we apply the reimbursement rate of the formula and we know how much we are reimbursed. To be reimbursed, we simply send the receipted invoice from the veterinarian. Contact them on my behalf, they will answer all your questions without taboo. To prepare for this appointment, list the veterinary expenses for your last 12 months, together you can calculate the savings you could have made if you had benefited from insurance for your doggie.